Comprehensive Life Insurance Solutions
Protect your loved ones with our trusted life insurance plans.
Protect your loved ones with our trusted life insurance plans.

My name is Toni Yarber, and I am a Regional Manager with Universal Benefits / Lincoln Heritage Life Insurance Company. I have been blessed to partner with the company for 15 consecutive years and am a consistent six-figure earner, a testament to the training, mentorship, and guidance provided through UBI.
I am deeply grateful for the work I do, as it allows me to serve families during some of the most difficult seasons of their lives, while also helping agents grow, become financially stable, and walk confidently in their purpose.
Above all, I am the proud mother of two young men, Marcus Yarber and Jamie Syrkett, who are my greatest blessings and accomplishments.
My life and career are guided by my faith, and my favorite scripture is Philippians 4:13:
“I can do all things through Christ who strengthens me.”

Dawn Yarber is a dedicated Life Insurance Specialist and proud partner of the MJ Team, working alongside Toni Yarber to serve families with compassion, integrity, and purpose. Dawn is deeply committed to helping individuals and families secure affordable final expense protection, ensuring their loved ones are not left with financial burdens during life’s most difficult moments.
With a heart for service and a strong belief in giving families choices that fit their needs and budgets, Dawn approaches every client relationship with care, patience, and professionalism. Her work reflects the MJ Team’s mission—to go the extra mile so families can have peace of mind, dignity, and protection when it matters most.
Toni & Dawn Yarber are the leader of the MJ Legacy Care Team, a dedicated group of professionals who are passionate about serving families during one of the most difficult moments of their lives — the loss of a loved one. The team is deeply committed to guiding families through final expense planning with care.
Please reach us at Mjlegacycare@gmail.com if you cannot find an answer to your question.
This is a Whole Life Policy.
No your premium always remain the same.
In most cases policies are paid out within 24 to 48 hours with NO DEATH CERTIFICATE.
Fill out the form with any questions you have about finding the coverage that's right for you!
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Sat | 08:00 am – 09:00 pm | |
Sun | 08:00 am – 09:00 pm |
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